Habits That Cause Tooth Discoloration – and Why You Need Dental Supplementary Insurance
Our teeth are subjected to numerous stresses every day. Common causes of tooth discoloration include:
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Coffee, Tea, and Red Wine:
These popular beverages contain substances that settle in the enamel, causing discoloration.
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Smoking:
Nicotine and tar not only turn teeth yellow but also promote plaque and tartar buildup.
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Certain Medications:
Antibacterial agents or chemotherapy can also cause discoloration.
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Aging Process:
Over the years, enamel thins, making the underlying yellowish dentin more visible.
Bleaching can help eliminate these discolorations and brighten your smile. However, bleaching is not a harmless 'home remedy.' Even attempts using products from drugstores or online can damage enamel and cause long-term harm. Therefore, it is crucial to perform bleaching under professional supervision to ensure safety and a lasting, beautiful result.
Costs of Tooth Bleaching:
The cost of professional tooth whitening can vary greatly depending on the method (e.g., laser bleaching, in-office bleaching, or custom whitening trays). A session at the dentist can cost between €300 and €800. These prices can add up quickly, especially if you require regular whitening.
Dental Supplementary Insurance for Tooth Bleaching with
Goodlife dental supplementary insurance comparison portal
Our goal is to make the entire process as simple as possible. Here’s a step-by-step guide:
- Fill out the form: Your contact information
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Free phone consultation & choice of dental insurance
One of our experts will contact you in your preferred language to answer your questions and identify the best options for your child. Together with our experts, you will select the best dental supplementary insurance for children based on your budget and your child’s dental condition.
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Receive insurance documents & schedule a dental appointment:
You will receive all necessary documents via email or mail. Either we book an appointment with your dentist for you, or you can book one yourself. The dentist will create a cost plan.
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Send the cost plan to the dental insurance:
We handle communication with the insurance and forward the cost plan.
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Start treatment:
After confirmation from the dental insurance, your child can begin treatment.
Free consultation
We guide you through every step of the process so you can receive optimal treatment without bureaucratic hurdles.
Dental Supplementary Insurance for Bleaching: Private vs. Statutory Health Insurance
Statutory Health Insurance (SHI)
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Statutory health insurance generally does not cover cosmetic treatments like bleaching. Exceptions exist when medical necessity is established, such as tooth discoloration due to medication or disease. Even then, the subsidy is usually minimal and not enough to cover the full bleaching costs.
Bleaching Cost Example:
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Treatment Costs: €400
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SHI: No reimbursement
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Private Dental Supplementary Insurance (e.g., Allianz or SDK): €320 reimbursement
Dental Supplementary Insurance for Bleaching in Germany – Which Providers Offer Reimbursement?
In Germany, many providers offer dental supplementary insurances that include benefits for tooth bleaching. Leading insurers include:
- Allianz
- Münchener Verein
- ERGO
- SDK
- Concordia
- Astra
- Die Bayerische
- Württembergische
- Advigon
Each provider has different plans and reimbursement terms. Some offer bleaching without waiting periods, while others may impose a waiting period of 3 to 6 months. When selecting the right insurance, pay attention to the reimbursement rate, waiting periods, and options to combine with other treatments.
The Best Plan for Tooth Bleaching – Which Insurance Offers the Best Value for Money?
Concordia
Zahn Sorglos
- Price:
from 13 € monthly
- Dental cleaning:
100%
- Bleaching
100%
- Limitation:
Up to 500 €
- Years
All 2
No waiting time
The price of the dental plan depends on your age, dental health, and treatments.
Get free advice now!
Münchener Verein
Zahn Gesund 100
- Price:
from 16 € monthly
- Dental cleaning:
100%
- Bleaching
100%
- Limitation:
Up to 200 €
- Years
All 2
No waiting time
The price of the dental plan depends on your age, dental health, and treatments.
Get free advice now!
Allianz
MeinZahnschutz 75
- Price:
from 8 € monthly
- Dental cleaning:
100%
- Bleaching
100%
- Limitation:
Up to 150 €
- Years
All 2
No waiting time
The price of the dental plan depends on your age, dental health, and treatments.
Get free advice now!
Continentale
CEZE
- Price:
from 5 € monthly
- Dental cleaning:
100%
- Bleaching
100%
- Limitation:
Up to 250 €
- Years
Every Year
No waiting time
The price of the dental plan depends on your age, dental health, and treatments.
Get free advice now!
When choosing the best plan for tooth bleaching, consider both your budget and individual needs. If you only require occasional bleaching, a low-cost plan with a low monthly premium may suffice. However, if you regularly use tooth bleaching or other aesthetic dental treatments, a comprehensive plan with high reimbursement rates is recommended.
Example of a Good Plan:
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Plan A (Concordia): €500 reimbursement for bleaching costs, no waiting period, combined with other cosmetic treatments like veneers and dental cleaning.
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Plan B (Münchener Verein): €200 reimbursement, no waiting period, option for annual cost coverage for bleaching.
Your Personal Consulting Service
Choosing the right dental supplementary insurance for bleaching is not easy – it requires individual advice. Our experts offer free telephone consultations in over 20 languages. We help you find the right plan tailored to your needs and budget.
Book a Free Consultation Now
Free consultation
Frequently Asked Questions about Dental Supplementary Insurance for Bleaching
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Does dental supplementary insurance cover bleaching?
Yes, many dental supplementary insurances cover the cost of tooth bleaching, especially in the private sector. The exact reimbursement amount depends on the plan and provider.
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How much does dental supplementary insurance cover for bleaching?
The reimbursement for bleaching is usually between 50% and 80% of the costs, depending on the plan.
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Is there a waiting period for bleaching?
Many insurances have a waiting period of 3 to 6 months. However, there are also providers that offer immediate coverage for bleaching.
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Is bleaching only covered for medical purposes?
In most cases, bleaching is covered for cosmetic reasons. The exact regulation depends on the respective insurance provider.
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Can I combine bleaching with other treatments?
Yes, many dental supplementary insurances allow combining bleaching with other treatments like dental cleaning or veneers.