• Implants: The most expensive solution for missing teeth but also the most durable. A single implant can cost between €1,000 and €2,500 – a significant financial burden without supplementary insurance.
• Bridges: A more affordable yet effective solution, used for adjacent missing teeth. Costs range from €500 to €1,500 per tooth.
• Dentures: Removable dental prostheses are often the most affordable option. Costs start from €500 and upwards.

The exact cost of dental restorations depends on various factors, such as the material chosen (ceramic, gold, etc.) and the complexity of the treatment. Dental supplementary insurance for missing teeth can help cover these high expenses, so you don’t have to bear the full costs alone.

• In Germany, statutory health insurance covers only part of the dental restoration costs, often limited to basic provisions. For missing teeth, statutory insurance often only covers simple plastic crowns or partial dentures. The rest must be paid out of pocket.
• Cost Coverage: For implants and high-quality dental restorations, statutory health insurance usually covers only about 50% of the fixed standard rates. The remaining costs must be covered without supplementary insurance.

• Private dental supplementary insurance provides much better coverage. It not only covers the costs of high-quality dental restorations such as implants and bridges but also orthodontics, dental cleanings, and aesthetic treatments.
• Benefits and Reimbursement: Depending on the insurance and plan, you can receive up to 100% reimbursement for implants or bridges. For less expensive options like dentures, reimbursement of 80–90% is common.
• Example: The Allianz Dental Supplementary Insurance for Missing Teeth reimburses approximately €1,800 for a single implant under the best plan, while statutory insurance contributes only around €200.

• Allianz Dental Supplementary Insurance – Excellent reimbursement for implants, bridges, and dentures.
• Münchener Verein – Comprehensive coverage, even for gaps with risk surcharges.
• ERGO Direkt – Affordable plans with quick reimbursements and good coverage for dental restorations.
• SDK (Süddeutsche Krankenversicherung) – Excellent benefits for dental restorations in cases of gaps, even without a health check in some plans.
• Die Bayerische – Very flexible plans, ideal for individuals with existing gaps.
• Astra – Offers especially good conditions for seniors and people over 50 years.
• Continentale – Covers up to 4 missing teeth, but no recommended treatments.
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• How Expensive Is Dental Supplementary Insurance for Missing Teeth? The cost of dental supplementary insurance depends on various factors, such as age, health condition, and desired coverage. Plans that cover dental restorations for missing teeth typically cost between €20 and €80 per month.
• Do I Have to Declare Existing Gaps? Yes, you generally have to declare any existing gaps when applying for dental supplementary insurance. However, some insurers offer guaranteed acceptance despite gaps, though this may involve risk surcharges or waiting periods.
• Are There Dental Supplementary Insurance Plans Without Waiting Periods for Missing Teeth? Yes, some insurers offer immediate coverage for dental restorations without waiting periods, such as Münchener Verein Dental Supplementary Insurance or Astra. These plans are usually slightly more expensive.
• Is Dental Supplementary Insurance for Missing Teeth Worth It? Yes, especially if you expect to need dental restorations in the coming years. Implants or bridges can quickly cost several thousand euros. With the right dental supplementary insurance, you can save significantly on these high expenses.