• Tooth Loss Due to Accidents or Diseases: Especially for older people or accidents, dental implants are a common solution.
• Tooth Damage from Caries or Periodontitis: When teeth can no longer be saved, implants are the best option.
• Missing Teeth in the Front Area: Front tooth implants are particularly in demand because they strongly affect the appearance of teeth.

• A single tooth implant costs an average of €1,500 to €3,500 (depending on the dentist, region, and material choice).
• For a front tooth implant, additional costs for aesthetic restorations such as ceramic crowns can amount to €500 to €1,500.
• An implant-supported bridge or full prosthesis is even more expensive as it requires multiple implants and extensive work. Total costs can range from €5,000 to €15,000.

The high costs make dental supplementary insurance for dental implants essential.

• Statutory health insurance (SHI) usually only covers a fixed subsidy for tooth replacement – regardless of the type of treatment. This subsidy is limited to the minimum standard. The SHI generally only covers part of the cost of a simple dental crown or bridge. For implants, the subsidy is typically very low.
• Example: If the total cost for an implant is €2,500, the SHI would cover only about €400 to €500. The rest would have to be paid out of pocket – which can be very expensive.

• Private dental supplementary insurance offers significantly better benefits. Depending on the plan and insurance company, up to 100% of implant costs can be covered. Additionally, bone augmentation, 3D X-rays, and other necessary additional treatments are often covered.
• Example: With a private dental supplementary insurance plan covering 100% of implant costs, you could receive the entire amount of €2,500 without any out-of-pocket costs.

• Allianz: Offers comprehensive plans with up to 100% coverage for implants, including additional benefits like bone augmentation and ceramic crowns.
• SDK: Offers a plan for dental implants covering both front tooth implants and bone augmentation and 3D X-rays.
• Die Bayerische: Excellent for patients looking for quick reimbursement for dental implants – even without waiting periods.
• Concordia: Offers particularly affordable plans for implants and tooth replacement with good additional benefits.
• Astra Dental Supplementary Insurance: Offers plans covering both implants and implant-supported bridges, providing comprehensive cost protection.

• For low-cost plans: If you mainly need basic implant services without additional treatments like bone augmentation, you can expect plans under €10 per month.
• For comprehensive protection: If you want high reimbursement rates covering bone augmentation, ceramic crowns, and 3D X-rays, the costs can range between €20 and €50 per month.

• What does dental supplementary insurance for implants cover? A good dental supplementary insurance for implants typically covers full implant costs, ceramic crowns, bone augmentation, 3D X-rays, and accompanying treatments. Look for plans that offer 100% cost coverage.
• Does the insurance also cover accompanying services like bone augmentation? Yes, many private dental supplementary insurances also cover the costs for necessary accompanying services like bone augmentation and sinus lift.
• How long is the waiting period for implant coverage? Many plans offer immediate protection, meaning you can start treatment without a long waiting period. However, some plans may have a waiting period of 3 to 6 months.
• Which insurance covers 100% of implant costs? Several providers offer 100% coverage for dental implants, including Allianz and SDK.
• Are there dental supplementary insurances without health checks? Yes, many providers offer dental supplementary insurances without health checks, allowing you to get coverage even with existing dental issues.