Dental Insurance for Braces – How to Secure the High Costs of Orthodontics

Braces can be a significant financial burden for many people, especially adults. The cost of braces varies depending on the treatment method, age group, and complexity of the dental misalignment. In Germany, there are specific ways to reduce these costs – with dental insurance for braces. Especially for orthodontic treatment for both adults and children, such insurance is highly beneficial, as it not only reduces the out-of-pocket expenses but also covers additional costs for high-quality braces or aligners.

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The Necessity of Braces – Complex Treatment Costs for Children and Adults

The decision for braces is often made during childhood, but more and more adults are seeking solutions for dental misalignment correction. The cost of braces in Germany is not cheap, and especially for adults, it can quickly run into the thousands depending on the selected treatment method and orthodontic indication group (KIG). This treatment includes not only the braces but also additional costs for regular check-ups and adjustments.

For children, braces in Germany are generally covered by statutory health insurance in cases of specific dental misalignments, but only from KIG 3 (moderate misalignment) and with restrictions on the type of braces. This means that parents often rely on braces insurance to cover the difference in actual treatment costs. For adult patients, braces are generally only partially or not at all covered by statutory health insurance, making private dental insurance for braces essential.

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Dental Insurance for Braces with

Goodlife dental supplementary insurance comparison portal

Our goal is to make the entire process as simple as possible. Here’s a step-by-step guide:

  1. Fill out the form: Your contact information
  2. Free phone consultation & choice of dental insurance One of our experts will contact you in your preferred language to answer your questions and identify the best options for your child. Together with our experts, you will select the best dental supplementary insurance for children based on your budget and your child’s dental condition.
  3. Receive insurance documents & schedule a dental appointment: You will receive all necessary documents via email or mail. Either we book an appointment with your dentist for you, or you can book one yourself. The dentist will create a cost plan.
  4. Send the cost plan to the dental insurance: We handle communication with the insurance and forward the cost plan.
  5. Start treatment: After confirmation from the dental insurance, your child can begin treatment.
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We guide you through every step of the process so you can receive optimal treatment without bureaucratic hurdles.

Zahnspangen für Kinder mit Zahnzusatzversicherung

Statutory Health Insurance vs. Private Dental Insurance: The Key Differences

In Germany, statutory health insurance (GKV) only covers part of the cost for braces – usually only for children up to 18 years old with a certain misalignment (KIG 3-5). For adults, there is no reimbursement from GKV. This is where private dental insurance for braces comes into play, significantly reducing treatment costs and covering a variety of additional services.

Private dental insurance for braces covers the costs for various types of braces, including traditional braces, invisible braces (Invisalign), or even lingual technique insurance. With such insurance, you can protect yourself from high out-of-pocket expenses and unexpected treatment costs. It also ensures that you receive the best possible dental correction without worrying about additional costs.

The Best Insurance for Braces: Which Plan Suits Your Needs?

Not all dental insurance for braces is the same – especially when it comes to braces for adults or children. Depending on the need and desired treatment, there are special insurances tailored to specific treatment methods.

  • Concordia Dental Insurance for Braces With comprehensive reimbursement for both traditional braces and Invisalign treatments, Concordia is particularly suitable for adults who want high-quality treatments.
  • UKV Dental Insurance for Children One of the best options for children's braces, offering full coverage for braces with KIG 3 and beyond.
  • DFV Dental Insurance With flexible plans, DFV provides excellent coverage for adult braces and even invisible braces like aligners.
  • Münchener Verein Ideal for families, Münchener Verein provides additional coverage that offers high reimbursements and low out-of-pocket expenses for both children's and adult's braces.
Goodlife ist das beste Vergleichsportal für Zahnzusatzversicherungen für Zahnspangen

Münchener Verein

Zahngesund 100
  • Price: from 16.50 € monthly
  • Dental implants: 100%
  • Dental fillings: 100%
  • Orthodontics KIG 1-2 65%
  • Orthodontics KIG 3-5 100% Limitation: 5000€
  • Braces for Adults 65% Limitation: 5000€
No waiting time The price of the dental plan depends on your age, dental health, and treatments. Get free advice now!

Concordia

ZAHN SORGLOS
  • Price: from 17.00 € monthly
  • Dental implants: 100%
  • Dental fillings: 100%
  • Orthodontics KIG 1-2 100%
  • Orthodontics KIG 3-5 100% Limitation: None
  • Braces for Adults 100% Limitation: 8000€
No waiting time The price of the dental plan depends on your age, dental health, and treatments. Get free advice now!

DFV

Zahnschutz Exklusiv
  • Price: from 20.00 € monthly
  • Dental implants: 100%
  • Dental fillings: 100%
  • Orthodontics KIG 1-2 80% - 100% Limitation: 2000€
  • Orthodontics KIG 3-5 100% Limitation: None
  • Braces for Adults 100% Limitation: 2000€
No waiting time The price of the dental plan depends on your age, dental health, and treatments. Get free advice now!

UKV

ZahnPRIVAT 100
  • Price: from 21.00 € monthly
  • Dental implants: 100%
  • Dental fillings: 100%
  • Orthodontics KIG 1-2 100% Limitation: 5000€
  • Orthodontics KIG 3-5 100% Limitation: 5000€
  • Braces for Adults 100% Limitation: 5000€
No waiting time The price of the dental plan depends on your age, dental health, and treatments. Get free advice now!

Best Dental Insurance for Braces from Our Partners

Our partners, including Die Bayerische, Concordia, Württembergische, and many others, offer tailored solutions for those who want to cover their braces costs through dental insurance.

  • Concordia Dental Insurance: Affordable and comprehensive, Concordia offers one of the best orthodontic insurance solutions with no waiting times.
  • DFV Braces Insurance: With a flexible plan, DFV also offers invisible braces insurance, specially designed for adults.
Bester Tarif von Top Zahnzusatzversicherungen Deutschlands

If you're considering dental insurance for braces, don't hesitate! Our experts offer free advice in over 20 languages to help you find the best insurance for your needs. Save now on your orthodontic costs and get the right coverage. Book your personal consultation now and let our experts advise you for free. Together, we'll find the perfect dental insurance for braces – fast, easy, and in your language!

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Frequently Asked Questions About Dental Insurance for Braces

  • How much does dental insurance pay for braces? Dental insurance typically covers between 50% and 90% of treatment costs, depending on the plan. Some policies offer full coverage for orthodontic care.
  • Is dental insurance for aligners worth it? Yes, especially if you choose an aligner treatment or an invisible braces option, dental insurance can save you substantial costs.
  • Which insurance covers lingual technique? Lingual technique insurance is one of the most advanced options for adults who want braces placed on the inside of their teeth. Many private providers, like Allianz and DFV, offer corresponding coverage.
  • Can I get dental insurance after treatment has started? In most cases, it is possible to take out dental insurance even after treatment has started. However, there may be waiting periods and conditions that need to be considered.