Why dental insurance for children?

Your children’s teeth are not only essential for speaking and chewing but also for self-confidence. Dental misalignments like crowding or braces for teenagers can pose both functional and aesthetic challenges. A dental supplementary insurance for children provides financial relief for costly treatments such as orthodontics, chalk teeth, invisible braces, or dental prostheses.

Dental insurance for children with Goodlife dental supplementary insurance comparison portal

Our goal is to make the entire process as simple as possible. Here’s a step-by-step guide:

1. Fill out the form: Your contact information
2. Free phone consultation & choice of dental insurance One of our experts will contact you in your preferred language to answer your questions and identify the best options for your child. Together with our experts, you will select the best dental supplementary insurance for children based on your budget and your child’s dental condition.
3. Receive insurance documents & schedule a dental appointment: You will receive all necessary documents via email or mail. Either we book an appointment with your dentist for you, or you can book one yourself. The dentist will create a cost plan.
4. Send the cost plan to the dental insurance: We handle communication with the insurance and forward the cost plan.
5. Start treatment: After confirmation from the dental insurance, your child can begin treatment.

Request a free consultation now!

Take the first step toward optimal dental health for your child! Simply fill out the form, and one of our experts will contact you – free and without obligation.

Common dental problems and treatments for children requiring dental insurance

Children are particularly prone to various dental problems that often require dental treatment. These include:

1. Orthodontic treatments (braces): Braces help correct dental misalignments such as crossbites, overbites, or crowding. These treatments are especially important during puberty.
2. Chalk teeth (molar-incisor hypomineralization): A condition where your child’s teeth are weakened by mineralization disorders, making them more prone to cavities.
3. Dental treatment for accidents: Children are often involved in accidents that can damage or lose teeth. The costs for such treatments can be significant.
4. Dental prophylaxis and cleaning: Regular dental cleanings and prophylaxis are essential for preventing cavities and other dental problems.
5. Start treatment: After confirmation from the dental insurance, your child can begin treatment.

This is where dental supplementary insurances come in to cover these high costs and ensure a sustainable dental health future for your child.

Statutory health insurance vs. private dental supplementary insurance for children

In Germany, most children are covered by statutory health insurance (SHI), but it does not cover all dental services – especially orthodontics and dental prostheses often have large gaps. Here’s a comparison:

Private dental insurance

• Orthodontics Private dental supplementary insurances cover up to 100% of the costs for orthodontic treatments, including invisible braces not covered by SHI.
• Dental treatments and prostheses Private insurances are often very generous, especially for expensive treatments like implants or dental prostheses.
• Prophylaxis Private dental insurances also cover dental cleanings and prophylaxis, ensuring your child’s dental health in the long term.

Conclusion: A dental supplementary insurance for your child can be an excellent addition to SHI to cover all dental treatments.

Top dental insurances for children in Germany

There are many insurance providers offering dental supplementary insurance for children. Some of the most well-known providers are:

The best tariffs: How to choose the optimal plan based on budget and needs

Several factors are crucial when comparing dental supplementary insurances for children:

• Scope of coverage Make sure the plan covers orthodontics, dental cleanings, and, if necessary, dental prostheses.
• Waiting times Some insurances offer plans without waiting times – ideal if you want immediate coverage for your child.
• Costs Private dental supplementary insurances can cost between 10 and 50 euros per month, depending on the plan. It’s worth choosing a plan that fits your financial possibilities while providing comprehensive protection.
• Special treatments Some plans cover special treatments like invisible braces or chalk teeth, which are particularly beneficial for your child’s long-term dental health.

Take the first step toward optimal dental health for your child! Simply fill out the form, and one of our experts will contact you in your native language – free and without obligation.

Frequently asked questions (FAQ) about dental insurance for children