Typical Dental Issues and Treatments Needed by Families

• Dental Prosthetics: Replacing missing teeth is expensive, especially for implants or bridges. The cost of dental prosthetics can reach several thousand euros, depending on the type and extent of the treatment.
• Braces and Orthodontics: Children and teenagers often require orthodontic treatments. Without insurance, these treatments can cost €5,000 or more.
• Prophylaxis: Regular dental cleanings and professional preventive treatments maintain dental health but can be costly. Without supplementary insurance, you often have to pay out-of-pocket.
• Fillings and Root Canal Treatments: These standard treatments are among the most common dental visits. Costs can also be high, especially for high-quality materials or complicated procedures.

Dental Insurance for Family with

Goodlife dental supplementary insurance comparison portal

Our goal is to make the entire process as simple as possible. Here’s a step-by-step guide:

1. Fill out the form: Your contact information
2. Free phone consultation & choice of dental insurance One of our experts will contact you in your preferred language to answer your questions and identify the best options for your child. Together with our experts, you will select the best dental supplementary insurance for children based on your budget and your child’s dental condition.
3. Receive insurance documents & schedule a dental appointment: You will receive all necessary documents via email or mail. Either we book an appointment with your dentist for you, or you can book one yourself. The dentist will create a cost plan.
4. Send the cost plan to the dental insurance: We handle communication with the insurance and forward the cost plan.
5. Start treatment: After confirmation from the dental insurance, your child can begin treatment.

We guide you through every step of the process so you can receive optimal treatment without bureaucratic hurdles.

Comparison Between Statutory and Private Dental Supplementary Insurance

Statutory Dental Insurance in Germany Only Offers Limited Benefits

While statutory insurance covers only a small part of dental prosthetics costs, private supplementary insurance offers much broader benefits. A good children's dental insurance that also covers braces costs around €10 to €20 per month. Adults aged 30 to 45 pay about €15 to €25 monthly for basic coverage, and around €30 to €40 for premium plans. However, there is no universal family insurance plan.

Different Needs by Age: Why Dental Protection Looks Different for Every Age Group

Each family member has different dental needs depending on their age. Adult dental insurance typically covers dental prosthetics, implants, cleanings, professional prophylaxis, and orthodontics. For children, braces insurance and prophylaxis are particularly relevant. Seniors often need prosthetic services like crowns, bridges, or implants.

Adult dental insurance doesn't always cover full prosthetic costs, and children's dental insurance offers different levels of treatment and protection. Prosthetic costs can quickly add up to thousands, making dental supplementary insurance essential for adults and children.

Complications and Challenges in Insuring Family Members

Choosing the right dental supplementary insurance for all family members can be complicated, especially when trying to get separate policies for each member. Each insurance company offers its own plans and contracts, leading to complex documentation and varying reimbursements.

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There is no general family plan for dental supplementary insurance, but it’s beneficial if all family members are insured with the same company. This simplifies documentation, billing, and ensures better reimbursements.

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The Best Plan Based on Budget, Coverage, and Required Treatments

Choosing the best plan for your family depends on several factors, including the number of family members, children’s ages, orthodontic needs for children, dental prosthetics for adults, and individual preferences and requirements for prophylaxis.

Whether you opt for a budget-friendly or comprehensive dental supplementary insurance, each plan has its strengths and weaknesses. A family supplementary insurance plan without waiting periods can be especially beneficial if immediate coverage is desired.

Frequently Asked Questions About Family Dental Supplementary Insurance