Dental Insurance for Seniors: The Ideal Dental Protection in Old Age

As we age, the demands on our health increase, including our teeth. But how do you ensure optimal coverage when dental prostheses or expensive dental treatments become necessary? As a comparison portal for dental insurance in Germany, we provide a comprehensive overview of how to protect your dental health in old age. Benefit from a tailored plan that suits your needs perfectly. Let our experts help you find the best dental insurance for seniors!

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Common Dental Problems in Seniors and Necessary Treatments

Certain dental diseases and treatments are common in old age, and without sufficient insurance, they can lead to high costs. Here are some of the most common issues:

Dental Prostheses (Implants, Bridges, Crowns): According to a study, 30% of people over 60 years have at least one dental crown or bridge. Implants cost an average of 1,500€ to 2,500€ per tooth.
Periodontal Treatment: Periodontitis affects about 50% of people over 60 years. Treatment can cost up to 1,000€, depending on the severity.
Dental Cleaning and Preventive Measures: Professional dental cleaning costs an average of 80€ to 120€ per session and is often only partially or not covered at all by statutory health insurance.
Fillings and Root Canals: Especially in advanced age, teeth are prone to decay and often require expensive treatments.

Zahnzusatzversicherung für Zahnprobleme der Senioren

These treatments can quickly become a significant financial burden. Dental insurance for seniors protects you from high costs and ensures you receive the best possible dental care even in old age.

Dental Insurance for Seniors with

Goodlife dental supplementary insurance comparison portal

Our goal is to make the entire process as simple as possible. Here’s a step-by-step guide:

Fill out the form: Your contact information
Free phone consultation & choice of dental insurance One of our experts will contact you in your preferred language to answer your questions and identify the best options for your child. Together with our experts, you will select the best dental supplementary insurance for children based on your budget and your child’s dental condition.
Receive insurance documents & schedule a dental appointment: You will receive all necessary documents via email or mail. Either we book an appointment with your dentist for you, or you can book one yourself. The dentist will create a cost plan.
Send the cost plan to the dental insurance: We handle communication with the insurance and forward the cost plan.
Start treatment: After confirmation from the dental insurance, your child can begin treatment.

Free consultation

We guide you through every step of the process so you can receive optimal treatment without bureaucratic hurdles.

Statutory vs. Private Dental Supplementary Insurance

Statutory Health Insurance (SHI)

Statutory health insurance only covers part of the dental costs, especially for prosthetics. In many cases, you must bear most of the costs yourself:

Dental Prosthetics: Statutory health insurance provides only a fixed subsidy, which often falls short of actual costs. Example: An implant may only be covered at around 50% of its cost. For an implant costing 2,000€, you must pay 1,000€ yourself.
Prophylaxis: Professional dental cleanings are often not or only partially reimbursed.

Private Dental Insurance:

Private dental insurances provide significantly better coverage, especially for seniors who require dental prostheses and extensive treatments more often:

Dental Prosthetics: Private insurances can cover up to 100% of the costs for dental prosthetics, including implants, crowns, and bridges. This can save you up to 1,000€ on an implant costing 2,000€.
Periodontal Treatment: Many private plans also fully cover periodontal treatments, while statutory health insurance provides only minimal subsidies.
Dental Cleaning: Professional dental cleanings are often fully reimbursed by private insurances.

Leistbare Zahnbehandlung für Senioren mit Zahnzusatzversicherung

The Best Private Dental Insurances for Seniors in Germany

Here is a selection of leading private dental insurances that offer tariffs specifically tailored for seniors:

Württembergische – Good coverage for dental prosthetics and periodontal treatments. Age reserves are possible.
Die Bayerische – Offers comprehensive protection for seniors with special senior tariffs.
Advigon – Excellent tariffs for dental prosthetics, even for older insured persons.
Concordia – Dental protection for seniors without age limit and good coverage for implants.
SDK – Very attractive conditions for seniors with dental prosthetics, including professional cleaning.
Astra – Provides dental protection specifically for older individuals, even with existing dental damage.

The Best Tariff for Seniors: Budget, Coverage, and Age Groups

Choosing the right dental insurance depends on several factors, including your budget, dental health, and age. The best tariffs for seniors offer:

High reimbursement for dental prosthetics (up to 100% of costs).
No age limit for insurance enrollment.
Age reserve tariffs: These ensure you are not burdened with higher premiums in old age.
Tariffs without health checks: Especially important if dental damage already exists.

Example of a Suitable Tariff for Seniors:

Württembergische - ZahnSchutz Kompakt Price 20.60€/month
Die Bayerische - ZAHN Komfort Price 24€/month
Advigon - Dental Medium AZM Price 19.98€/month
Concordia - ZAHN SORGLOS Price 37.78€/month
SDK - Zahn 70 (ZP7) Price 18.79€/month
Astra - ZahnSieger 100 Price 27.99€/month

Goodlife: Das beste Vergleichsportal für Testsieger Zahnzusatzversicherungen für Senioren